WHAT KIND OF LENDER IS BEST? If you ask a loan officer, “What kind of lender is best?” the answer will be whatever kind of company he...

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement...

Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage...

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter...

When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you’ve made your payments on time....

When buying a home, it is not enough to just come up with the money. With the exception of no asset verification loans, lenders want to...

This is a detailed summary of costs you may have to pay when you buy or refinance your home. They are listed in the order that they...

An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is in contrast to a fixed rate mortgage, which...

Now that you know what an ARM is and how it works, you may be wondering what the advantages and disadvantages are. So let’s explore that...

Title Insurance. It’s a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and...